Promotional message for the issue of SAUNIA DE 8.00/29

Invest
in bonds of Saunia DE, s.r.o.
with a yield of up to 10% p.a.

Invest
Base rate 8.0% p.a. Bonus interest 2.0% p.a.
Bonus interest is active for 2025.
Sauna bonus from 1.0%

Investment

CZK 50 000

Total yield

With bonus interest after tax.

CZK 18 063

Annual yield

With bonus interest after tax.

CZK 4 250

Sauna

bonus

CZK 500

Investment

CZK 100 000

Total yield

With bonus interest after tax.

CZK 36 125

Annual yield

With bonus interest after tax.

CZK 8 500

Sauna

bonus

CZK 1 000

Investment

CZK 200 000

Total yield

With bonus interest after tax.

CZK 72 250

Annual yield

With bonus interest after tax.

CZK 17 000

Sauna

bonus

CZK 2 500

Investment

CZK 500 000

Total yield

With bonus interest after tax.

CZK 180 625

Annual yield

With bonus interest after tax.

CZK 42 500

Sauna

bonus

CZK 8 000

Why invest in Saunia Finance bonds

Saunia DE s.r.o.
invests funds in Saunia's sauna world projects.

Bonus interest
2.0% p.a.

15. 7. 2025

Currently the last payment of interest to investors

433,650,000 CZK

Since March 2021, issues of sister companies Saunia DE, s.r.o. have been repaid. in total nominal value*

100 %

All issues and interest
always duly paid

Data updated as of 7/15/2025

* These are the following issues paid by companies from the Saunia group: Bond Saunia 6.25/21 (ISIN CZ0003515892), Saunia 6.25/22 (ISIN CZ0003519159), Saunia 6.25/23 (ISIN CZ0003523391), Saunia SK 6.25/24 (ISIN CZ0000001243), Saunia Constructions 7.50/24 (ISIN CZ0003527293), Saunia 9.90/2023 (ISIN CZ0003540973), Saunia 9.90/2024 (ISIN CZ0003551194), SAUNIA 12.00/24 ​​(ISIN: CZ0003556219), SAUNIA 7.50/25 (ISIN CZ0003528846), 12.00/25 (ISIN: CZ0003558686), SAUNIA 6.25/25 (ISIN: CZ0003532954), SAUNIA 10.00/25 (ISIN: CZ0003562639)

Calculate the yield of bonds

Amount of investment: 100000 CZK

50 000 CZK

3 500 000 CZK

Total return with bonus interest for 51 months after tax:

2125 CZK

Total return without bonus interest for 51 months after tax:

2125 CZK

Annual return with bonus interest:

2125 CZK

Annual return without bonus interest:

2125 CZK

Sauna bonus:

2125 CZK

Invest

The Saunia Group is the largest startup
in the wellness sector in the Czech Republic

Sales
(in millions CZK)

Branches opened before 2019:Prague Galerie Butovice, Prague Vivo! Hostivař, Liberec Forum, Prague Westfield Chodov, Prague Centrum Černý Most, Brno Letmo

Branches open since 2019: Brno Campus square, Galerie Harfa Prague, Prague Centrum Krakov, Ostrava Futurum, Orlice Park Hradec Králové, Avion Ostrava, IGY České Budějovice, Thermal Resort Karlovy Vary, Aupark Bratislava, Kladno Central

This period of 2021 was closed due to covid and the years 2020 and 2022 were affected by covid.

Invest


Sample of branches in the Czech Republic and SK

We plan to grow further

Saunia is the largest operator of sauna worlds and wants to maintain its position. Saunia DE, s.r.o. will participate in financing the construction of new sauna worlds.

In 2022, the Saunia group managed to open a sauna world in České Budějovice and a Thermal swimming pool in Karlovy Vary from previous issues.

In the coming years, we plan to open 4 more branches within the Saunia group. We will also focus on expanding to neighboring countries.

Invest

FAQ

Are there any fees associated with purchasing bonds?

There are none. Since we do not use any intermediaries to sell bonds, there are no additional fees for you.

Do I have to use an asset account to purchase bonds?

You do not have to. For some bond issues, you need to use an asset account, but in our issue, the bonds are in paper form. We will send the proceeds to your current or savings account.

How do you guarantee that I will not lose my investment?

Every investment carries a certain level of risk. With bonds, you reduce the level of risk by not investing in something unknown. This financing is provided primarily for the purpose of building or improving branches of the Saunia network. The owners of the company are experienced entrepreneurs with a rich history, and the sauna industry in which they decided to do business has great potential on the Czech market. These are all factors that reduce the level of risk. In general, companies are liable for their obligations with all their assets.

Do you need to tax the income?

Yes, the income is subject to withholding tax. We will take care of the tax for you and send the income to your account, already taxed at 15%.

What does Bonus Interest mean?

If the value of the two-week repo rate (2T repo rate) announced by the Czech National Bank is higher than 3.75% on the last day (i.e. 31.12.) of the calendar year, bond owners will be paid, starting from the first and ending with the last payment of interest income made in the following calendar year, in addition to the standard interest income of 8.00% p.a., a bonus interest income of 2.00% p.a. The total interest income in such a case will be 10.00%. This bonus interest is currently activated.

Invest

Sauna worlds SAUNIA

SAUNIA sauna worlds are unique in their concept, they can help commercial property owners to enhance the property itself, for example through a roof extension, and last but not least, they bring visitors to the shopping center. Our concept is unparalleled in the world.

Bohumil Píše

A member, founder, managing director and director general. He is responsible for the management of the company and the implementation of its business plans. He was one of the founders of the company Tutor, s.r.o., a leading language teaching provider on the market, later becoming the largest private education agency in the Czech Republic, the EDUA Group, where he had worked as a financial manager until 2013. The company was successfully sold at the beginning of 2016. Mr. Píše was also one of the founders of the company Invia.cz, a.s.

Michal Drozd

A member and financial investor. He was also one of the main founders and former shareholder of the biggest online holiday seller in Central Europe, Invia.cz, a. s., which was successfully sold to the Polish private equity house MCI Management, and is currently part of the Rockaway Capital group; Mr. Drozd was its director general until recently. He was also a member and chairman of the Supervisory Board of the EDUA Group and education companies College Holding, s.r.o. and CEDUK Holding, s.r.o.

Radek Stavinoha

A member and financial investor. A co-founder, the biggest member and director general of the EDUA Group until its successful sale at the beginning of 2016Currently a partner and CEO of College Holding, s.r.o. and CEDUK Holding, s.r.o., whose portfolio includes the largest private universities in the Czech Republic.

Invest

Parameters of the issue of Saunia Finance, s.r.o.

Yield: 8.0% p.a.
+ 2.0% p.a. bonus interest

Sauna bonus
to the loyalty account

Minimum investment:
50,000 CZK

Bonus value of
the bond: 10,000 CZK

Maturity:
48 months

Quarterly payment
of the proceeds to your account

Issue volume:
24,000,000 CZK

Form:
Securities in series

Issue period:
16. 8. 2025 – 16. 11. 2029

Documents to download

The Prospectus meets the standards of completeness, clarity and consistency required by the Prospectus Regulation and other relevant legal regulations.

Do you want to invest? Do you have any questions?

Leave us your contact details

    Matěj Frydrych​​

    Strategic Sales Director

    +420 773 767 992 dluhopisy@saunia.cz